48441 ZIP Code — Harbor Beach, MI

Huron County, Michigan

ZIP code 48441 is located in Harbor Beach, Michigan, within Huron County. It covers approximately 102.24 square miles and serves a population of 3,979 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48441

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $140,900. Owner-occupancy is high at 81%, well above the national average.

Median household income is $50,353. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48441 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

3,979

population

102.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48441 ZIP code map

Cities in ZIP code 48441

Below are the cities the US Postal Service accepts for ZIP code 48441. Using any city not on this list may result in mail delivery delays.

City	Status
Harbor Beach	Preferred

Nearby ZIP codes

48470 Ruth (4.2 mi) 48456 Minden City (9.9 mi) 48468 Port Hope (10.6 mi) 48413 Bad Axe (12.9 mi) 48465 Palms (13 mi) 48475 Ubly (16.3 mi) 48445 Kinde (17 mi) 48467 Port Austin (18.2 mi) 48427 Deckerville (19 mi)

Demographics updated 06/2026

Population
Total population	3,979
Population density	39 / sq mi
State FIPS	26
County FIPS	063

Geography
Land area	102.24 sq mi
Water area	10.98 sq mi
Latitude	43.8017
Longitude	-82.7336
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.1%	50.4%	42.6%
$50k – $100k	32.2%	33.1%	31.1%
$100k – $200k	15.0%	13.7%	20.6%
Over $200k	2.7%	2.8%	5.7%

Demographics & statistics

3,979

Population

People per sq mi

46.3

Median age

$50,353

Median household income

$29,891

Per capita income

$140,900

Median home value

$683

Median monthly rent

81.4%

Home ownership

11.5%

Poverty rate

6.8%

Unemployment

1,933

Housing units

17.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

107

5–9

102

150

10–14

143

171

15–19

163

103

20–24

156

25–34

148

213

35–44

204

220

45–54

209

136

55–59

129

192

60–64

183

292

65–74

279

161

75–84

153

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	880	22.1%
18 and over	3,099	77.9%
65 and over	979	24.6%
Median age	46.3 years

Race & ethnicity

White 94.8%

Two or more races 3.3%

Hispanic or Latino 1%

Black or African American 0.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	3,811	94.8%
Two or more races	133	3.3%
Hispanic or Latino	39	1%
Black or African American	27	0.7%
American Indian / Alaska Native	8	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.1%	50.4%	42.6%
$50k – $100k	32.2%	33.1%	31.1%
$100k – $200k	15.0%	13.7%	20.6%
Over $200k	2.7%	2.8%	5.7%

Under $10k 6.2%

$10k–$15k 6.3%

$15k–$25k 9.4%

$25k–$35k 13.2%

$35k–$50k 14.6%

$50k–$75k 18.6%

$75k–$100k 10.1%

$100k–$150k 10.6%

$150k–$200k 7.4%

$200k+ 3.7%

Range	% of households
Under $10k	6.2%
$10k–$15k	6.3%
$15k–$25k	9.4%
$25k–$35k	13.2%
$35k–$50k	14.6%
$50k–$75k	18.6%
$75k–$100k	10.1%
$100k–$150k	10.6%
$150k–$200k	7.4%
$200k+	3.7%
Median income	$50,353

Housing

Home values

Under $50k 13.8%

$50k–$100k 21.8%

$100k–$150k 16.6%

$150k–$200k 18.6%

$200k–$300k 15.6%

$300k–$500k 8.9%

$500k–$1M 4.0%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$140,900
Median rent / month	$683
Owner occupied	81.4%
Renter occupied	18.6%
Vacant	27.5%
Single-family detached	88.1%
Large apartment buildings	2.0%
Mobile homes	4.0%
Median rooms	6.0
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.0%
2010–2019	1.8%
2000–2009	9.3%
1990–1999	9.5%
1980–1989	13.4%
1970–1979	9.8%
1960–1969	6.7%
1950–1959	14.7%
1940–1949	9.5%
1939 or earlier	25.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	8.4%
2 bedrooms	22.0%
3 bedrooms	44.7%
4 bedrooms	19.4%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	7.6%
1 vehicle	32.8%
2 vehicles	36.3%
3 or more	23.3%

Heating fuel

Fuel type	%
Utility gas	50.3%
Electricity	12.9%
Propane / LP gas	22.6%
Fuel oil	2.0%
Wood	8.2%
Solar	0.1%
No fuel used	1.6%

Households & families

Household type	Count	%
Married-couple family	903	55.8%
Cohabiting couple	59	3.6%
Male householder, no spouse	312	19.3%
Female householder, no spouse	345	21.3%
Households with children under 18	346	21.4%
Households with seniors (65+)	661	40.8%
Average household size	2.44

Marital status

Status	Male	Female
Never married	30.8%	19.7%
Married	56.7%	56.9%
Separated	2.2%	1.7%
Widowed	3.0%	12.5%
Divorced	7.3%	9.1%

Education

Less than 9th grade 3.0%

Some HS, no diploma 10.5%

HS graduate 36.4%

Some college, no degree 20.8%

Associate's degree 11.4%

Bachelor's degree 11.7%

Graduate / professional 6.2%

Metric	%
HS diploma or higher	86.6%
Bachelor's or higher	17.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	96	10.6%
Kindergarten	38	4.2%
Elementary school	373	41.3%
High school	275	30.5%
College / grad school	121	13.4%

Employment

Industry of employment

Manufacturing 21.3%

Education & healthcare 19.1%

Agriculture & mining 13.6%

Retail trade 8.8%

Arts, food & hospitality 6.4%

Other services 5.5%

Professional & management 5.1%

Construction 4.7%

Wholesale trade 4.3%

Finance & real estate 3.8%

Transportation & utilities 3.2%

Public administration 2.9%

Information 1.4%

Occupation

Category	%
Management, business & arts	33.9%
Service	16.6%
Sales & office	17.1%
Natural resources & construction	11.2%
Production & transportation	21.2%

Employment type

Type	%
Private sector	73.8%
Government	10.7%
Self-employed	14.5%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	76.4%
Carpool	4.4%
Public transit	1.7%
Walk	8.5%
Work from home	7.6%
Other means	1.4%
Avg commute (minutes)	18.3

Poverty

All people 11.5%

Under 18 years 10.3%

18 and over 11.8%

Married-couple families 4.5%

Female-led households 22.8%

Income support

Source	% of households
Social Security	44.4%
Retirement income	26.2%
Supplemental Security	7.8%
Cash public assistance	2.1%
Food stamps / SNAP	11.4%

Health indicators

Condition	%
Obesity	34.6%
High blood pressure	38.5%
High cholesterol	38.2%
Diabetes	12.9%
Heart disease	9.0%
Stroke	4.1%
Asthma	11.1%
Arthritis	35.3%
Kidney disease	3.7%
Pulmonary disease	10.1%
Cancer	8.6%

Behavior / access	%
Smoking	21.5%
Binge drinking	17.3%
No physical activity	24.2%
Less than 7 hrs sleep	33.9%
Depression	22.0%
Fair or poor health	17.4%
Poor mental health	16.0%
Poor physical health	12.8%
No health insurance	10.2%
Visited doctor (checkup)	75.9%
Visited dentist	67.0%
Cholesterol screening	91.8%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	171	5.5%

Disability	%
Any disability	16.0%
Under 18	5.1%
18–64 years	13.6%
65 and over	31.4%

Health insurance coverage

Type	%
Private insurance	70.4%
Public insurance	45.6%
No insurance	5.2%
Uninsured under 19	2.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,806	95.7%
Spanish	9	0.2%
Other Indo-European	6	0.2%
Asian & Pacific Islander	3	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,940	99.0%
Born in same state	3,940	99.0%
Born in different state	3,652	91.8%
Foreign born	0	0.0%
Naturalized citizen	39	1.0%
Not a US citizen	25	64.1%

Ancestry

Ancestry	Count	%
French	357	9%
Italian	310	7.8%
Arab	120	3%
German	69	1.7%

Ancestry	Count	%
English	35	0.9%
Irish	24	0.6%
Polish	18	0.5%
Dutch	5	0.1%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	85.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48441

What city is ZIP code 48441 in?

ZIP code 48441 is primarily assigned to Harbor Beach, Michigan.

What county is ZIP code 48441 in?

ZIP code 48441 falls within Huron County, Michigan.

Does ZIP code 48441 have a large retiree population?

44% of households in ZIP code 48441 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 48441 mostly owner-occupied?

81% of occupied units in ZIP code 48441 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 48441?

The median home value in ZIP code 48441 is $140,900.

What is the population of ZIP code 48441?

ZIP code 48441 has an estimated population of 3,979 residents, with a density of 39 people per square mile.

What timezone is ZIP code 48441 in?

ZIP code 48441 observes the EST timezone.